Tuesday 15 January 2013

Pay 20% now, rest 3 years later


No matter what your housing loan requirement is, SARE Homes has a hassle-free scheme for you:


It’s every resident’s dream to buy a home in India. A new home gives the homeowner a sense of luxury, pride, and comfort. Nevertheless with the land rates creeping up at jet’s pace, it has become apparent that almost every aspiring homeowner purchases a home loan to get his or her desire fulfilled. And the idea of taking a home loan can be appealing for a range of reasons.

The triple benefits of investing in a new home 
Home loans are invaluable when your expenses exceed your annual income. When there is a narrow margin for savings, a planned home loan can be the best option to overcome deep financial crisis in the future. Primarily, investing in a new home gives homeowners three main benefits: capital appreciation, rental income, and tax benefits. While the capital appreciation and rental income are stable, the tax benefits can, to a great extent, help offset the financial burden of a housing loan.

Factors to keep in mind when purchasing a home loan
If the ascending real estate prices have brought your dreams to a pause, the housing loans can put them within your reach. But if you are already paying EMIs for your present home and want to purchase a new property, you may find yourself under double financial burden. In such a scenario, it’s very important that you take some wise decisions. 



Here are a few things you may want to keep in mind when purchasing a home loan:

Ø Loan Amount – Make sure that your monthly EMIs are within your monthly income
Ø Repayment tenure – A longer tenure increases your loan eligibility and helps pay your monthly installments quite comfortably
Ø Get insurance for your home loan – It can help repay your home loan in case of unforeseen events like death, accident or loss of job
Ø Know the hidden charges – It’s important that you ask your loan lender questions on the possible penalty charges, hidden charges and the processing charge before borrowing the loan


Attractive housing loan scheme from SARE Homes – Pay 20% now, rest 3 years later
As there are a multitude of financial institutions offering home loans at various interest rates, it’s important that you choose the one that offers the best package. SARE Homes housing loan is one scheme that has been preferred by many Indians. The realty company, in partnership with State Bank of India, offers affordable schemes under which consumers need to pay just 20% of the total cost to book their apartment at ‘Springview Heights’, Ghaziabad and don’t have to pay anything for the next 3 years.

People who wish to buy an apartment at the Springview Heights and whose loan is sanctioned by SBI are eligible for this attractive housing scheme. The scheme is such that, the home buyer has to pay 10% of the apartment’s total cost at the time of booking and pay 10% within the next 3 months. This means, if you buy a home in 2013, you don’t have to pay anything until 2016 (36 months from the time of booking). This simple payment mechanism makes it easy for home buyers to purchase their dream homes in a hassle-free manner. The quick processing fees, flexible tenures, and attractive interest rates are some of the reasons that make SARE home loans an obvious choice for savvy buyers. No matter you are self-employed or salaried or want housing loans at fixed or floating rates, the SARE Home loans are designed to suit your budget and convenience.

No comments:

Post a Comment